Yes, this is my personal blog / journal where I circumvent my inner feelings from within which I went to let out to an unknown and unavailable friend. Needless content is impulsive, and reflective of my mood swings, completely uncensored. Also included are interesting collectibles which I found interesting to collate for future reference.
Sunday, February 24, 2008
My Road Accidents
Thursday, February 21, 2008
Fall or Rise of Cricket

With the ashes and bodyline bowling of the ashes tour things started to sway a bit away from the usual Gentleman's clause. Admid protest and uproar the game kept building and developed and grew in popularity especially in the world where the British Influence was maximum. India the pride of British Empire which ruled the country for more than 400 years, sowed the seeds in this country which today has becoming the breeding ground for cricket. The nation alone generates more sponsorship than all the countries put together. Its not ironic to say that today India's contribution to the cricket in commercial value is not less than 75% of all. And with large number of expatriates and immigrants in other location cricket as a sport is surely going to touch new shores.
As for the players we need to understand, how fame and short term money will effect the players performance in the long term. If a person sees a potential in a shorter format of the game why would one slog for the more traditional format of the game where money might not be as high. The importance of the other formats might loose the fizz, due to this very reason. Also would domestic Ranji players be left out and get frustrated, possibly yes. They would stuck at a phase were some of the more younger and more aggressive players stand to get paid more slogging in a smaller format, whereas the senior Ranji players make nothing. The differences in the domestic scenario will rise along with the rivalry and politics and corruption round the game.
Early sponsorship, huge money inflows is always set to corrupt the passion of the people, there are always people who argue on either side of point saying that if its not in the their prime then when are they going to earn, once retired they have few options of cash-flows. Agreed when think of cricketers of an era beyond our memories, these cricketers the pioneers of the game are in a miserable state of finances and conditions with little or no pension from any cricketing or Governing body, would these Veterans be helped. I don't think playing charity matches for them and giving short-term incentives does any good. The IPL should pioneer the concept of respecting and bringing in the local veterans of the game and pay homage during this events and provide some livelihood to local forgotten heros. Its a noble cause and would be well taken by the people from all the circles.
Another angle is on the national integrity front, for a nation like ours cricket is surely one which gets the spirit of Nationhood, the feeling of one India going. The cricket is one sport which unites the country like no other, where the countries valour was decided not just on the frontiers but on the cricket pitch. Now with such kind of a vested power in the game, isn't impotent that a disintegrating effect might also gulp down the current generation where there are already problems on regionalism in many pockets of the country threatening to destroy the very concept of the sub-continent and free-life. Rivalry among the cities might shoot-up leading large scale rioting and rampage as in case of club-football, where rival fans where seen battling it out on the streets after the match. Are we even equipped to understand and take-care of such consequences I guess no. For such incidents are only but flared up flash -news frenzy media personnel, adding more to carnage. The environment is just not conducive for such large scale rivalry. And who knows these grounds might act as catchment areas of recruiting people into the cadres of a pro-Mumbai political party or a pro-TRS party. It might undo a lot which our forefathers of the nation has planned. What Sharukh in Chak-de India preached about being an Indian before anything else is been undone for a selfish money laundering exercises like IPL, its well thought of and executed commercial venture but a bad nationalist venture. Some might argue saying or rather asking s to be optimistic on the same and sight situations where all the club players during the world cup season go back and play for their respective countries and that's one event which unites the country per se; But people fail to realise the peculiar situation we are in and the kind of collateral damage we will sustain if this is unchecked. Controlling the spirits or intra-rivalry once its flared up beyond controllable limits is impossible. With the amount money being invested, kind of legal binding contracts the stake-holders and layers are signing alike will make it highly difficult for anyone who wants to undo the negatives of the sport. And moreso with the amount of media cover, airtime the IPL is set to receive its impeachable that things will always be under control and ignored if small things where to go wrong. Other question would this tourney threaten the integrity of the core Indian Cricket team, that's to be seen, hopefully not, but we need to wait and see the same.
Internationally other Cricketing nations would see and cry more foul on the game than ever. BCCI with its ever growing financial can flex it muscles to bully out any other rival Board, this might integrate the other Boards against BCCI, as was the case already demonstrated by Cricket Australia, international contracts are set to be rewritten due to the same. This might also effect ICC's plans of developing and spreading the sport in other new territories if cash flows are getting reversed to a domestic T20 format. Though this format would ensure seat occupation ratios go up and the eyeball in front of the TV go up, would it really get world-wide audience acceptability like the Spanish or English Football Leagues, I still say we are way too early and its no good news for ICC.
Tuesday, February 19, 2008
Lets Change the world

Every one of us must have heard in some form or the other about the Biblical story of Adam and Eve in Garden of Eden. This story is told in the book of Genesis, chapters 1, 2 and 3, with some additional elements in chapters 4 and 5.
God creates Adam from the dust of the earth and breathes life into him. Later, he makes Eve from Adam's rib, to keep company. The serpent tempts Eve into eating the forbidden fruit from the Tree of the Knowledge of Good and Evil, and she gives the fruit to Adam, too. God expels them both from the Garden of Eden and curses them to live a life of mortals. They have children, Cain, Abel, Seth, and others, who then populate the world. The serpent in Christian theology represents Satan, and the Fall establishes original sin. Muslims honor Adam as the first prophet.
Ok, why am I talking all this, the Original Sin of Man led to his expulsion from the Oasis of God. towards suffering and dishonour, but man of today I feel still continues to garner more and more sin on his forehead. Every biblical teaching, every verse in Quran, teachings of Budha, Holy scriptures of the Hindu's all talk about peace, harmony and co-existence. They all preach us a way of life, which is to set for us a divine path to Nirvana, to attain the highest-level of existence, but we over the years seem to be deteriorating for the worse. Every religion of the world has a dooms-day prediction in-built and what alls happening point us to that dooms-day scenario. The Christians would call it the Armagedon or the Judgement day, the Hindi term it as end of Yug or era. And almost enevitabaly claims a wash-out turn-off events on the dooms-day scenario.
Why is that we all seem to be staring at the barrel whats going wrong with this race and this era ?
The Kal Yug, ("Age of Kali", "age of vice"), is one of the four stages of development that the world goes through as part of the cycle of Yugas, as described in Hindu scriptures, the others being
- Satya Yuga,
- Treta Yuga
- Dvapara Yuga.
Kali Yuga is associated with the apocalypse demon Kali, not be confused with the goddess Kālī, as these are unrelated words in the Sanskrit language. The "Kali" of Kali Yuga means "strife, discord, quarrel, or contention."
Todays world is a true reflection of all these. People might claim that the world is more orderly and less chaoitic than it was for many many years back. Is that true. A few years back wars used to happen in the Battle-fields at the front-lines, now where are those battle-lines. War, fighting continue on there rampage in their own back-yards for many many unfortunate familes. Poeple in civilised world and developed economies like the 3 monkeys know nothing. Civil-wars rampage many African countries threatening the once Land of Gods to extinction. The countries which are rich in natural heritage are robbed and stripped naked-off their natural resources and treasurs under the name of globalisation, world economy, world trade leaving the local population discplaced and cluessless. Countries like India, China which are supposed to be the cultural epicenters among the world Civilisations are falling apart from their cultural heritage which they are proud-off on similar lines of an Aztec or similar native American tribes whose culture went extinct with arrival of explorers and colonies.
World today is becoming smaller and getting well connected. But the dangers attached to this are also becoming much clearer, easy access of information, easy exhange of cultures, ideas and thoughts. It sounds good doesn't it but what we don't realise is we are slowly but surely leading to an erosion of our core values and traditions. Many today if asked how is culture different from tradition would have no answer, in the same way a few years from now difference between different cultures would be lost.
Clear and present Danger
Balance of Power -
Every era, every period of time the polical certainity or the uncertainity lies on the balance of power that plays around in the environment. As for the Newton's law "For every action there would be an equal and an opposite recation". Never in the world there was a time that this didn't happen and when it doesn't happen it reminds of a silence before the storm. And always competition is always good. Even God has Competition doesn't he Satan in Christianity, Rakhasas in Hinduism right. Its important for this balance of power to exist, else the void left behind would be soon be claimed by elements of Greed and opportunists. Take the instance of end of Cold War, with no power play in existence, US might is exhibited everywhere. Afghanistan, Iraq and what all to follow ?? Vietnam, Korea, Central America have all been in wars and after end of it they still recovering.
Afganistan today after 2001-2002 outbust of Taliban is a hot-bed of Drug and Narcotic trade. One-third of the world Poppy plantation are illegally cultivated here to create Heroin, Cocainne and supply to the rest of the world. On exit of Russian, and takeover of Taliban, the Cocainne production was contained to a large extent due to the hardcore religious fundamentalism of Taliban, which in some way was good for the Taliban. But after the Taliban where thrown out they now have resorted to Cocainne trade to fund their activities and sustain themselves. Narcotics are in high demand in Western countries, and thats what they wanted to destroy using the new found weapon. The trade routes are through the Irag, Pakistan, to Africa, Mexico and few former Soviet countries. The cases of drug abuse have been on a rise and set to consume atleast half of the young Western population in the next Decade if situation doesn't improve.
As this wasn't sufficient slowly but surely the developing economies are falling a prey to the same mistakes the Western ecomies have made, Drug abuse in countries like Afghanistan, Pakistan, Bangladesh, Nepal, India is also on a steep rise. Unlike the western economies its the man on the street who are getting ot lay their hands on these dangerous substances.
Cocainne, Heroin might not be the only drugs around a new cheap and more powerful (dangerous) Meth(methamphetamine - chemical used in pharma products) is on prowl. Discovered in Japan for many years it had no use till it was pressed into millitary service to keep its soldiers awake and high on energy continously for long hours. Its widely used during the Japanese kamikaze suicidal attacks. Its currently used by lots of labourers and sex workers in Thailand and is commonly known as Yaba there. Meth is more scenical and leads to more fatalities due to sheer presence and availability on the streets. Its effect last longer and kick stronger than that of Coke, sometimes atleast 10 times of that. A person stays high for more than12 hrs on the usage of the substance. The chemical compound clones the naturally occuring chemical in the brains nerve endings called the dopamine, this replicate compound increases the nerve firings by atleast 10 times, giving a high and feeling of high energy flow for prolonged period of time. Even more dangerous is the free availability and production of this in a backyard using few indegenious things and some headache medicines.
Hunger for high, hunger to reach to state of extreme senses, that people get into destroys the very being in humans the Spirit. The Spirit of life of people who get into this addiction are lost. People are stripped off everything they ever had. This for many looks like a true triumph of Satan(atleast on the way) for its going to get its Souls to take control of and rule the world. Narcotics, drugs and substance abuse is a bigger and know evil we all need to unite against and fight. There is no stopping on count of many brothers, sisters, sons and daughters of men are lost, how many lives get effected down the value chain right from the farmer and his family who makes the living on Poppy alone to the middleman who assumes risk of smuggling in the material and the underworld criminals who combines with a friendly neighbourhood boy to supply his material on the streets, schools, colleges and clubs round the world. As syndicate grows, it feeds innuberable branches of the value chain making it harder and harder to set loose and destroy this tree.
Another recreational drug, LSD has remained popular among certain segments of society. Traditionally, it has been popular with high school and college students and other young adults. LSD also has been integral to the lifestyle of many individuals who follow certain rock music bands. Code named Acid, its availability and popularity is on rise in India too.
In a few Eurpoean countries, legal drug usage centres have been made available where hygenic facilites, needles are provided and medical assistance made available to curtail and keep track fo drug overdosage which potentially could lead to death. These Euporean countries neither have money nor resources to contain the trade and illicit usage of the narcotics, leading to legalising the usage and avoid the backlash of its citizens incase of failure of the enforcement agencies.
Ephedrine and pseudoephedrine are increasingly sucking our children into a black hole of addiction. For those who don’t know, pseudoephedrine is the decongestant commonly found in many cold medicines such as Sudafed and Nyquil. It is also a key ingredient used to make methamphetamine(Meth), a highly addictive stimulant that has become the No. 1 priority for law enforcement in many American states. While 80 percent of the drug is produced by illegal labs in Mexico and the Central Valley of California, teenagers looking for ways to pay for their addictions, or just to make a quick buck, have been making methamphetamine in home laboratories from the cold medicine, using commonly available ingredients to cook crstal meth.What’s such a powerful drug doing in cold medicine? Manufacturers began using it after other formulations were banned or were found to be dangerous. Ephedrine, a chemically related drug, was commonly found in herbal sports products until 2003 when the FDA banned it. At the time, the supplement industry cried foul because the drug’s cousin was still in cold medicine. Not sure why the FDA thinks pseudoephedrine is any safer, though it does work for many adults. Stricter controls have to be enforced before it snowballs into a bigger evil.
Whatever the drug may be, whatever place of origin might be, legal or illegal the narcotics trade and usage all-over the world is on a rise, and with the pace at which globalisation is happening these drugs will only have new takers, new shores to touch and new trade routes established. Unless this ever flourishing trade is stopped and citizens of the world unite and be responsible to themselves and world we are slowly but surely headed towards self-destruction or the dooms-day scenario. World economies will tumble as more and more of its youth and Gen-X fall victims to this potent drugs, slowly but surely the gloom will engulf the world if not taken care of.
A concious effort worldwide is the only way to bring this down, For sometime its prudent enough to pull down the greed, differences, selfishness among us to fight for a cause, a cause of humanity, a fight to protect ourselves from self-destruction and Judgement day. Things can't be achieved in the four closed walls of a church or long cresent top Minarets of the Mosque, its inside us, its our will to change the world. We need to make an effort to be sensitive to needs of the world. This is a lovely planet and as a responsible inhabitants of this place we need to fulfill our duties lest the back lash of forces of nature would hard and long for us all to repent.
Wednesday, February 06, 2008
Sleep sleep little baby...
I tried hard to get out of my thoughts going through my daily ritual after returning back from office by watching TV before dosing off, this didn't seem to be working. All kinds of thoughts lingering in my brain tinkering my grey cells a lot. Well seems like there will be no peace of mind and rest for it. Thoughts on my next career move are the ones thats been bugging me a lot for most of the time.
These thoughts have been triggered by plans for my next move of a change of location and company. They should do me some good in terms of putting back things on a back-burner and start rebuilding and making up for the lost ground. For now I am on a new client assignment, which happens to be among the top 5 investment banking organisations, this is the kind of role which I was looking forward for sometime. But 2 years seems to be a long wait in the company like Genpact where pays are low and investing 2 more years to master the IBanking processes is seems to be some kind of a gamble. If it clicks it will pay off rich dividends in terms of expereince, exposure and next move would well orchestrated financially. Tactically looking though, what I would have to consider as an opportunity would be loss of x% jump in salary that I would stand to loose by going to taking up my Mumbai offer, though which is high paying for my experience, but I would be getting functionally getting stuck in an oblivion of a BPO sector Quality Function without domain expertise. I at this moment couldn't capitalise on Domain expertise knowledge base of Insurance for long and media Domain where I worked last was probably is taking me no where. Being functionally sound and able seems to have got a disadvantage in itself on a long term, though tactically functional application plays a big role.
Apart from this a few on-site opportunities in consuting appears a few days away from negotiations and if that where to click its sure shot work abroad situation, and at present juncture am a bit apprehensive of that situation of adapting to lots of new things and that too without much domain knowledge, consulting wholy from a functional standpoint still is very tricky.
Heads filled with lots of thoughts with a few options in hand
Big QUESTIONS
1. Should I chase money - For I wanna own a car of my own now and clear off few of my credits
2. Should I chase the domain - Ibanking is something which I fancied for a while, and wanted to build my expertise on these product lines
3. Should I chase Location -
a. Mumbai - Was on high priority for sometime, now with thoughts and lots of consultations that seems to be out. And for the Raj Thakery phenomenon, Mumbai appeard scary.
b. Abroad - Looks like heading abroad for location change seems good, but I still have no clue on working abroad and the kind of support I need from profesional circles for such assignments.
For now Iam so much inclined to complete my Ibank assignment and ask my MBB for re-allignment from Finance to Ibanking Services, for I am enjoying my contribution and if everything falls in place I could work out my certifcations and also build domain expertise. I really pray I get a hike of 15% for this shift. Want to take this bold step for my parents especially my Mom will be very unhappy, secondly I need to take back my resignation and do some bit of talking without actually knowing what is to happen in terms of bonuses and re-negotiations for my faith in the HR machinery is on all time low with the kind of treatment and sensitivity shown by AVP-HR.
I sincerely hope everything goes well, really well and may success know my door-steps more often from now-on. 4.30am now time to catch-up a little sleep, for been blogging a lot during the last 48 hours, eyes already have given up on me, migraine building up. Pleassssssse Goddddd answer my prayers soon and show me the waaaaayyyy!!!!! I am forgetting the meaning of patience and want to see some action, the very action I've been deprived off since October and professional one since December. Pllllllleeeeeeaaaaaaaseeeee.
Monday, February 04, 2008
Traffic Anamolies - Traffic Situation on Indian Roads
The traffic conditions on Indian roads is a worst thing to mention and as the number of vehicle on Indian roads keep growing day by day, problems in this regards are also increasing by leaps and bounds. The study on how to correctly predict match and arrive at the correct vehicle estimates is like taking or arriving at a correlation between Sensex numbers, growing GDP numbers, Global warming numbers with the vehicular presence on the Indian Roads. Well good thing is we need lots of staticians to be hired, leading to good all round employment creation. With the Nano evolution just to start in few quarters I would like to leave the numbers to the staticians and economists.
From my end I would like to share my few penace of travelling on the Indian roads, what kind of people you would come accross, etc.
- How to overtake, well the sign say overtaking not allowed or overtake only from the right, well thats for weak hearts. On city roads, it is ‘survival of the fittest’, you really have to drive past your onlookers keeping just an inch gap, such that they barely will be saved from getting hit and detracted. The overtake is from all sides - right, left, and may be the day is not very far when someone will ‘fly past’ you from above the head and gush out a stream of smoke. Just trust your instincts, ascertain the direction, and proceed. Adherence to road rules leads to much misery and occasional fatality.
- RGY (Red Green or Yellow) - People in India are colour blind, they can't really differentiate between colour changes, thats the reason that most of the drivers trust the driver in front of them for direction at the crossings. If the vehicle infront is moving and police is not waving his hand its all go. Don't bother about the lights its for jazzy up the road-life, and attract foreign investments. City like Hyderabad incidently has the highest number of colour blind people closely followed by Kolkata.
- Don't stop at pedestrian crossings just because some fool wants to cross the road. You may do so only if you enjoy being bumped in the back. Pedestrians have been strictly instructed to cross only when traffic is moving slowly or has come to a dead stop because some minister is in town. Either ways don't get bothered if a young man puts his hand-up as he crosses the road for he just a fan of Hitler, he misses him so much so that if you were to hurt him other Hitler fans on the road will join in the pursuit to show and demonstrate the Desi-Nazist culture. Never ever dare to defy the birth right of one who puts his arm up. "Hey Ram" - gone are those days of Gandhi-giri.
- Blow-horn - OK Well thats what you read on back of a truck and never hesitate, or else the person one your back will think your impotent. Blowing a horn on the road unlike many countries is not sign of protest, but an expression of joy, excitement, resentment, frustration, romance or say simply a small kids way of expressing himself of his arrival in the world. Some of the meanings you need to decipher when someone honks. "Hey look, watch out. I am coming."
- Connecting People - Cell phones are the devices which connect people, and people know that barriers break when people talk, true very true, for drivers home their mobile devices soo close to themselves that they are never willing to forego the same. And one of the ad on TV sanctifies the statement that people love giving free advices. So guys take my bit of advice keep your handsfree, bluetooth's on while driving. Well if you have none of this our human body is so ergonomically designed that one can tilt our heads to hold the phone by a bend of a neck driving at neck breaking speeds on seemingly smooth and pothless holes.
- Everyday you learn and preach - With every passing day the know-how and knowledge-base of a person grows exponential with every minute one spends on the road. You will know the meaning of a road-rage, stunt driving, balancing acts of entire families travelling on two wheeler, optimal utilisation of hatchbacks, how to maximise capacity utilisation and incresase the tonage of trucks well beyond its permissable limits so as to wheelie a truck. A whole lot of road etiqutte can also be learned from the Autowalla when you faintly try to honk and pass them off, or when you trying crossing a road on a busy road, travelling on Indian roads makes one equip with whole new lot of Vocabulary, for its not just eye, hand and ear coordination but also the mouth coordintation which is so omni-essential. And if for some strange reason you curse the driver or the road or anyone in general, you are reminded in no uncertain terms, "Buri Nazar Waale Tu Zeher Khaale!" ("You evil eyed one! Why? Take some poison."). Well I guess the F1 drivers like Ralf have taken a cue from our truckers by putting "Don't hit me, if you can read this you are close-enough" kind of slogans on back of their tail fins.
- Lane(Gulli) Culture - There are no standards for road signs or for lane markings or the color or the markers. Sometimes lanes are divided by yellow lines, sometimes they are white. Sometimes they are solid white, sometimes the two sides of the road are divided by double yellow lines, sometimes just a single yellow, and so on. Lane discipline and lane markings, are non-existent. Lanes can only work in a nominally homogenous traffic. In India, one will find, in the busiest of highways in the biggest of metros, everything from bullock carts to Mercedes S Class sedans. In most places, three cars will occupy two lanes. Suddenly the lane will disappear and two lanes will become one. Since the horse-power of vehicles on an Indian road is anywhere from 0 to 300, there is every possibility that both the lanes on a road are filled with rickshaws or cows or beggars or people just having a fun time spitting or haggling with the fruit vendor.) Moreso no one follows or rather understands the lane culture for its very much Alien to us right, Firangi culture it is. By the way lanes never mean a route or a speed route or a vehicle lane but mere colour pattern for making the roads more beautiful.
"I am overtaking you, notice me."
"Invisible people beware!"
"Speed up." or "Give way."
"The light is green. Why can't I move?"
People on Indian City Roads
- Young blood…Th youth of today. The flag bearers of tomorrow. The future of India. Listening to Himesh Reshammiya sneeze his way to nasal popularity. They think wearing sunglasses at night is cool. Usually to be spotted in bright colored cars (model and make directly proportional to either income or if no income, then father’s income). This genus of car-owners deserver their rightful place in the traffic ecosystem as entertaining jukeboxes in course of a long traffic jam. Their contribution to the orchestra is always as the percussion. They honk in rhythm with the beats of the song playing in their car stereo. Lost in the hypnotic effect of rhythmic honking, they usually end up in H&R scenarios (hit and run). After all, they’re young blood!
- Safe Players - My teeth fall faster than I can change gears
The pioneers of driving. The blood of yesteryears, now simmered down and circulating in a body crouched over the steering wheel. These respected old men have it all – patience, sobriety, forbearing, unhurriedness. Their insecurity on the road shows up conspicuously, as they desperately try to cope up with an altogether different league of drivers, with both hands gripping the wheel. These poor uncles, out of no fault of theirs, bear the brunt of excessive honking from their other callous peers. Having learnt driving on Fiats and NEs they never get accustomed to the gear stick on the floor and play it safe by sticking to first two gears only. Much to the chagrin of the rest of the traffic. They do their musical bit via intermittent long honks. Just to make sure everyone heard them. - The Upper Crust
These are the most educated and sophisticated of the lot. That is, up till you hand them the wheel. They usually are US returns, having a glorified view of the land of opportunities and a totally opposite opinion about their motherland. Frustrated by the fact that the common man has no say in the parliamentary proceedings, they voice their opinions through the loudest means as possible – honking. To “cut them some slack”, they are obedient drivers, have car papers in order and follow traffic rules. But when it comes to the honking, they are the horniest men ever! Peeved by the Indian atmosphere full of dust and smoke, they travel in a permanently air-conditioned environment. The only time they are exposed to the true Indian air is in the short hop from car door to home door and back. These isolated conditions make them unaware of the decibel level of the horn that they blow. The high-end cars which they travel in also have special amplifiers I believe. Even car companies are building disabled-friendly (extra loud horns for deaf people) products nowadays. - Meandering Motorcyclists These are men of the future. Literally. They overtake you first and sound the horn later. By the time you realize what just rushed pass you, they are busy doing the balancing act again rounding another car in a dangerous curve. Some fancy guys dare to install horns meant for four-wheelers onto their two-wheelers. Poor chaps, that’s the closest they can get to luxury. That, in fact, is a real tricky and slick move. The driver of the car ahead expects a car behind whereas a motorcyclist rides by in a blur honking away to glory. They are at their musical best when performing as a choir group. Each bike acts as a motivator (or rather a rival) for the other. The harmony thence produced is rarely surpassed and is a sight to witness. Add on it the latest fad of brake tunes. A dash of Bollywood chart toppers at every speed breaker ensures that their journey is never the same again. I wonder whether there are copyright issues with this or not!
- Bossy Buswalla
The true kings of the road, notorious for the most accidents on the road, the 2 tonne six wheeled disel powered monster ploughing its way through the busy 30 feet road is an achievement in itself for a buswalla who is busy ferrying his bus overstacked with immigrants who have no insurance booked for them or for the passers-by. Poor onlookers and by-passers only insurance policy is the one-lakh rupees of exgratia the government offers for loss of life in case of fatality, I guess a few of the Insurance company are noting down the potential opportuity in making. Well I don't mind if a buswalla every now and then lets the governement offer that hefty ex-gratia to a politician, this would atleast increase the funds flow of Governments books. Not to forget that the bus is symbol of pride, honour and justice. Did I say justice, yes of-course if you are not in agreement with any of the government poilicies easiest way to bully around is to stop a bus, remove the air, break a few glasses and if required torch-the busy if one wants to turn on the heat. - Ludicrous Ladies
It would have been unfair to the fairer sex had a separate section not been devoted to them. The hand that rocks the cradle rules the world and honks the horn most unnecessarily. Ever since the women’s liberation movement gained momentum, they are on the lookout for ways of empowerment and have wrongly deduced the horn to be one such power. The horn is the answer to all problems. It doesn’t matter if they never used the external rear view mirror. It doesn’t matter if they use the internal rear view mirror only for make-up. It doesn't matter at what speed and at what end of the road they are driving for what matters is do they have the foot on the throttle and know where the brake is. It doesn’t matter if they keep the headlights always on high-beam (“What’s high-beam?” they’ll ask). It doesn’t matter if they reverse the car without looking back. All that matters is that no traffic orchestration is complete without a solo performance from a lady driver.
Unique to Indian traffic:
Auto-Rickshaw
This is something which MR. Bond, Oops James Bond fancied a lot that he left his fancy cars to take a ride in this -wheeler in the movie Octupusy. The Auto-Rickshaw or an Auto or Rick for short is a collision between a rickshaw and an automobile, this three-wheeled vehicle works on an external combustion engine that runs on a mixture of kerosene oil and creosote. This triangular vehicle carries iron rods, gas cylinders or passengers three times its weight and dimension, at an unspecified fare.
After careful geometric calculations, children are folded and packed into these auto rickshaws until some children in the periphery are not in contact with the vehicle at all. Then their school bags are pushed into the microscopic gaps and also cling on as side bumpers all round so those minor collisions with other vehicles on the road cause no permanent damage. Of course, the peripheral children are charged half the fare and also learn Newton's laws of motion en route to school. Auto-rickshaw drivers follow the road rules depicted in the film Ben Hur and are licensed to irritate.
Mopeds
The moped looks like an oil tin on wheels and makes noise like an electric shaver. It runs no more than 40 kmph on a teaspoon of petrol and travels at break-bottom speed. As the sides of the road are too rough for a ride, the moped drivers tend to drive in the middle of the road; they would rather drive under heavier vehicles instead of around them and are often "mopped" off the tarmac.
Leaning Tower of Passes
Most bus passengers are given free passes and during rush hours, there is absolute mayhem (hell). There are passengers hanging off other passengers, who in turn hang off the railings and the overloaded bus leans dangerously, defying laws of gravity but obeying laws of surface tension. As drivers get paid for overload (so many Rupees per kg of passenger), no questions are ever asked. Steer clear of these buses by a width of three passengers. Most of the passengers hanging or not, just shout at the ticket collector "Pass" meaning they have a license to free-board the vehicle cramp it and stomp it.
One-way Traffic
These boards are put up by traffic people to add jest in their otherwise drab lives. Don't stick to the literal meaning and proceed in one direction. In metaphysical terms, it means that you cannot proceed in two directions at once. So drive as you like, in reverse throughout, if you are the fussy type.
Reverse Gear Beepers
One finds an utterly remarkable device in Indian cars these days. It is the reverse-gear beeper. As soon as the car is put in reverse gear, the car starts sounding loud beeps or melodies. Now why would one need such a device? Two reasons: Hubris on the part of the driver (why look back when he is sounding such a loud beep that everybody should get out of his way) and unawareness of one's surroundings on the part of the other creatures on the road (the road is their property, what is this car which is slowly moving to and fro and honking, well he's honking, so he must want to get somebody who is in front of the car out of the way. Ater all, how do they know that his honking is for them. Oh, it is the reverse honk. Okay, sorry buddy, moving away.)
Innovative Ways of Saving Fuel
No Sir, am not talking about Hybrid calls or Jatropha fuel, am talking alternative innovative commonners way of saving money. Cars running on subsidised(by over 70%) domestic cooking LPG cylinders. Passenger vehicles mixed with subsidised kerosene, or a Merc fitted with Ambassador engine or worse. Cars and motorcycles going the wrong way because to take a U-turn further up the road would be really expensive. People find all kinds of excuses to save money.
Bullock Cart
This is something which proves that Indian is still an Agrarian country, a country of farmers. No am not talking about a scenario in a village, this is in heart of the city, that every now and then you still can see bullock cart ferrying fodder, steel pipes, counstrction material etc. A marvelous site to watch as the moving vehicles stall on the 30feet roads. As this weren't enough in the bull-market run, the heat rises up as the counters hit all time high with a passing herd of buffalo's fresh out of their afternoon bath is nearby drains and sewage system. Yikees I don't believe that the milk supplied is so bubbly after all the exotic shower.
Lest I sound hypercritical, I must add a positive point also.
Rash and fast driving in residential areas has been prevented by providing a "speed breaker"; two for each house. This mound, incidentally, covers the water and drainage pipes for that residence and is left un-tarred for easy identification by the corporation authorities, should they want to recover the pipe for year-end accounting.
Having said all this, isn't it true that the accident rate and related deaths are less in India compared to US or any other countries ? Then why the cry and hue over the Helmets and the Seat belts - for we hardly can go beyond 40kmph on our roads except on the highways and bigger roads.
Sunday, January 27, 2008
The Indian Marathon Season
I have been a witness to the Hyderabad half-Marathon in December, the most popular event being the 10k run round the scenic Hussain-Sagar lake, with lots of participation from the corporates and local enthusiasts alike. Compare the event to full marathon in a bigger city like Mumbai its un-imaginable.
History/Factoids
The marathon is a long-distance running event of 42.195 kilometres that can be run either as a road race or off-road.
The name marathon comes from the legend of Pheidippides, a Greek soldier, who ran the distance of nearly 40km from a town of Marathon to Athens to announce that the Persians had been defeated in the Battle of Marathon.It is said that he ran the entire distance without stopping and burst into the Senate, exclaiming "nike!", the Greek word for victory, before collapsing and dying due to exhaustion.
An interesting Video book - Spirit and Expereinces
Records
Men's best - 2h 10m
Women's best -2h 30m
Care during the Run
-Ensure one has enough of training and 100% rest a couple of days before the race day.
- Drink sufficient amount of water not less not more - 3 litres to control dehydration and hyponatremia (coma, seizures)
- Fatique due to non-availability of Glycogen, and burning of Fat.
- Post Marathon Increase consumption of Vitamin C diet and avoid usage of Ibuprofen or Advil.
Having said that I could only imagine when will I be able to train myself to such fitness levels and participate atleast in a half-marathon.
Useful Links
Mumbai Marathon - http://mumbaimarathon.com/ - January
Delhi Marathon - http://www.delhimarathon.com/ - February
The Great Tibetan Half Marathon - http://www.great-tibetan-marathon.com/ - July
Taj Mahal Marathon - http://www.taj-mahal-marathon.com/
Chennai Marathon - http://www.chennaimarathon.org/
Kolkata Marathon - http://www.kolkatamarathon.com/
Bangalore Midnight Marathon - http://www.coindia.com/pe.html - December
Pune Marathon - http://www.puneinternationalmarathon.com/ - December
Hyderabad 10k, Half Marathon - http://www.hyderabad10k.com/ - December
Wednesday, January 23, 2008
All alone
Days at home this year been spending a lot with myself, except on a few occasion where I got to venture out with the family on Sankrathi.
The list of the movies for this Month is long
Bourne Identity, Bourne Supremacy, Bourne Ultimatum - Good movies but not meant for Indian Audience for it lacks the action though it has good plot and conspiracy and covert operations of CIA in this
Rush hour 1, 2, 3 - all three back to back
Aliens Vs Predator 1 , 2 (Requiem) - Didn't like the second part at all was mostly on lines of Resident Evil 2, where the entire city is nuked with little or no-coperation between humans and predator species.
Telugu - Na Upiri (schizophrenia based movie), Operation Dhuryodhana, Tulasi, Aadavari Matalaku ardhale verulee (both Venky starrer)
Goal, Golmaal, Jab We Met from the hindi movie front. Liked "Jab we met" a lot from which I have taken a few cues for my personal life.
Might want to watch Ek Chaalis ki last local and Shootout at Lokhanwala shortly.
Saturday, January 19, 2008
Indian Vedic Astrology - Stars(Nakshatras)
There are 27 stars under the Hindu Astrology. The star that prevails on the day a person is born is called their birth Rashi. The life of a person depends a lot on the Star under which they are born.Persons born under the influence of a particular star have certain characteristics specific to that star. Though they are general in nature, they offer certain clues about one's personality.
- Aswani: This is number one personality vast learning, well developed brain power, faith in religion, sacrificing tendency, ambitious, philosophical and social.
- Bharani: Magnetic personality, changing mood, business minded, influential, high position.
- Krittika: Vast learning, logical, doubting mind, creative ability, unsteady fortune, hot body, enthusiastic, engineering brain, brave.
- Rohini: Well learned influential, travel minded, artistic, business-like, spiritual, changing affections.
- Mrigasira: Vast learning, likes research, high position, noble views of life, attraction, mystical.
- Aridra: Religiousness, responsible positions, artistic, brave, litigations, laziness, leader, passionate.
- Punarvasu: Good-natured, trials in life, cultured, helping nature, vanity-minded, failure and success often.
- Pushyami: Devotional, wealthy, doubting, soft nature, jack of all, well placed.
- Aslesha: Moody, short temper, harsh speech, wealthy, religious, slow.
- Makha: Capacity to command, wealthy, devoted, social worker, weak moral standard.
- Pubba(Poorva Phalguni): Learned, business-minded selfish, saving tendency, philosophical, learned in sastras, impure mind.
- Uttara: Faithful, greedy, proud, administrative, wavering, needy.
- Hastha: Talented, wealthy, materialistic, fluent speaker, quarrelsome, sacrificing tendency.
- Chitta: learned, sickly magician, superstitious, tactful, hard mind.
- Swathi: Cultured learned, famous submissive to ladies, passionate, wealthy.
- Visakha: Dreamer, fond of astrology, administrator, brave, strong, charitable.
- Anuradha: Learned, religious minded, soft, musical talents, royal position, quickness.
- Jyesta: Artistic, lover of ornaments, costly dress, dreamer, brave, agriculturalist, philosophically- minded.
- Moola: Ambitious, learned, wavering, writer, proud, talkative, is fond of traveling, helpful.
- Purvashada: Clever, helpful, brave, conspirer, selfish, evil-minded, wealthy.
- Uttarashada: Preacher, respected, noble, boasting, wavering mind, short-tempered.
- Sravana: Brave, administrator, adaptable, tactful, wealthy, evil company, slow.
- Dhanista: Patient, suffering, royal life, enduring, revengeful, brave, social.
- Satabisha: Cultured, artistic, writer, sacrificing, submissive to the fair sex, soft-hearted, religious.
- Purvabhadra: Spiritual, unattached, helpful. Unknown, patient, boasting, quarrelsome, famous.
- Uttarabhadra: Soft, helpful, suspicious, learned, devotional, religious planning.
- Revathi: Artistic, divine qualities, noble, successful, respected
11. Poorva Phalguni(pubba) nakshatra (Leonis) (133:20’ to 146:40’ )
Those born in this nakshatra are experts in love making, strong and handsome but extremely fearful. They help others, and carry out works, which cannot be done by others. They are angry, frauds, cruel and candid. They are bright, wealthy, givers, and experts in music and dance. They are wise and are in the service of kings. They are long lived and beget few children. They are learned, reserved, love women, enjoyers, prominent amongst the learned, handsome, love their brothers, endowed with soft hands and feet, born of Rajamsha, endowed with attractive eyes, idle and possess kingly signs.
http://www.mysticboard.com/planets_and_houses/2088-your_moon_-_your_secrets-6.html
Compatibility Chart -
http://www.westgodavari.org/matrimonial/SeaByStar.asp
http://www.planetarypositions.com/chartmatch.html
http://www.ganeshaspeaks.com/freehoroscopes/gunamatch.jsp
For Pubba
Best : Uttare, Magha, Arudra, Pubba, Punarvasu, U.Ashada
Worst : Dhanista, Chitta, Pusyami, Aslesha, UttaraBadra
Tuesday, January 08, 2008
Hyderabadii to the core....
A Hyderabadii like me who works in a mast company which is one of the largest 3rd party pure play BPO company gets up at Subah Subah not before 9am and 11am still Subah aram se fresh-up hooke nikalthahoo, gumne ke waasthe, hatth mein zabardasth time hain naa. If lost on road I don't bother to ask how to go xxxpet or xxxguda,xxxnagar,xxxpalli because you always get seedha chale jao or seedha cutlo xxx aajayega. Go to a numaish are wohi re All India Industrial exhibition during this month i.e Jan and call up at least one name Srinivas, Prasad, Raju, Rao or Venkatesh you would be surprised if not more than 70% of the people turn to identify you within six square feet. At the same numaish I find it extremely funny
If you are hungry don't worry one can always drop in at any of the dozens of Your street has at least one roadside mobile hotel that serves Chinese delicacies such as " Vegetable soft needles", "Navrotten Kurma", "Chicken Manchewurea" or "American Chompsee". If thats not it you a dozen more selling Chat items, a dozen more selling hot mirchi bhaji's. You never fail to pass a road without smelling fresh Irani chai, something unique to the older parts of the town. One can hang out in a Irani cafe the whole day after ordering one cup tea and a empty saucer for oneself and dear friend of yours and chat like thats the last day with each other. But as any South Indian Rice is a very stable food If you do not eat rice at least once a day you will die.(Nothing other than Rice is considered as a meal), very true for me I get migraine and headache if I miss my afternoon rice item. Hyderabadii's have an additional angle to the Rice saga, for which they will swear to die for and thats the famed "Hyderabadii Biryani", and very true its closest to dil of Hyderabadii. Very true that my favourite dish at any wedding is biryani(Veggie), and feel at ease at the smell of it. Bawarchi, Paradise, Golconda, Madina to name a few offer the best in this. Haleem is also a very special dish which is made during the holy month of Ramazan. Then also you have a very special natural flavours hand-made icecream stalls at Mojamzahi market, very delicious, original and cheap. I loved gulping down tons whenever I went there. And quite opposite to this is the great Karachi Bakery where the fruit biscuits are made, grab it as a souviner for your dear ones.
Hyderabadii's to that extent people in Andhra Pradesh have a craze for going abroad and its not surprising that one would have atleast one cousin, friend, colleague or acquaintance in the US in software. As a matter of fact my mom starts counting how many families in the apartment floor don't have their children in US, the answer is nil.
Work culture of a Hyderbadi is quite unique, people working at PSU's can be see spending a lot of time chit chatting with lots of Pan and Pan-masala, zarda in their mouths with Chai in their hand. Woman spend a lot of time talking about what went on in the serial last night on ETV, Gemini or more recently a Maa TV or a Visaa. Lots of topics around their children, studies, tutions, IITs and medicine EAMCET.
For a person in Ameerpet you could listen someone commenting on the latest upgrade or technology which is creating ripples and talks on how to put on some experience in the same. Quite amazing on the number of training centres you can come accross in this area. It would be probably be more than the total such centres in a city like Delhi. Next in the count comes the number of silver screens that the city offers and that too at a rate which is quite affordable, not surprising why the largest number of regional movies get produced here which also create good moolah. Good thing about the city is that piracy is not tolerated and people get their pirated versions either from a neighbourhood parlour or outside of Hyderabad. Favourite mode of travel for students seems like hanging over the footboard of the city bus flauntng their student bus pass, well for 5 years I did the same and trust me it was fun then but also a pain if travelling for more than an hour. People feel free and take it as their Nizami right to put up their hand and stop vehicles zooming so as to cross the road, if not one is a verbal witness to all the Hyderabadi gaaliyaa's of Hyderabad. Leaving a passer-by even the vehicular mannerism are to the extreme in Hyderabadi, rules are meant to be broken thats what a Hyderabadi says is," nahi to life mein kya mazaa hain". One wont be surprised to see a 6 wheeled bus, a state run-one going on a wrong side of the road to avoid a long route, gosh heights but what can I say, thats Hyderabadii.
After stepping in the corporate world my typical Hyderabadii laid bac attitude still survives, though my language (Hinglish so to say) is much refined, but other habits die hard. Nizaami, sounds syncronous to laid back lazy attitude. At office I feel its my right to come late typical behaviour. If you are hungry you might not find it odd to drive back home to eat, to go for loo or to have a nap and come back, its all part and parcel of work culture. Who complaints its easy travelling on roads if you don't mind bending a few norms. Hyderabadii are not good at marketing though they are very good at talking, for they like to break barriers and tend to be free birds rather than stick by the book. Mostly laid back they prefer working at their own pace rather than the other way.
Women in Hyderabad are very conservative, and doubt the looks at every onlooker. For every female on the road from a 13 year-old to a 60 year-old is gazed by every onlooker on the road, that they are s concious that they don't feel like lifting their heads-up. Talking with the male species is somekind of a sin, thats the feeler one sets in Hyderabad. But the girls are still charming and good-looking. Conservatism still continues in terms of behaviour, looks and dressing in Hyderabadii culture and I love it that way.
Accha mai chaltoon ... Syed bai ka pilane ka tame hora ... usko chodne 'pilane stop' jaana re bai , wo pilane ka dilaver hai nai ... wo apna dost ich hai maloom ... wo apana Anwar hai na ... Jaafar ka bhai re ... uneech chalara Syed bhai ka pilane aaj ... accha aatoo main !! kal phir miltoon yaneech ! kal kain bhi akko jaa re howle !!!!
Monday, January 07, 2008
Flipside of a Coin - Wealthy vs Rich
I wanted to touch upon the topic of wether one needs to be rich or aim to be weatlhy, Had been reading a few similar article from jpmartin and rediff and decided to add my own & perspective ofcourse, I will be adding the same commentory too for few defintions and stories from a few of those sites.
Rich or Wealthy
What is the difference between being ‘rich’ and being ‘wealthy’? Is there a difference? If so, what is it? And how do we become rich or wealthy?
I always had this in my mind and sit over it brood and arive at a conclusion and sense of direction for me to achieve but after a few days everything is Status-Quo, so its high time I put my thoughts together and execute.
Defintiions first!! From a pure financial point of view, richness got to do with a potential of a person to buy nearly everything you want today as well as in the future. However, you are wealthy if you have enough money to buy everything you want today as well as in the future, and still have a great deal left over.
The other day a collegue at my office was talking about the Saree his sister bought for her engagement. The attire was predominantly designer wear and I fell out from my seat when he told the cost of the saree.
"These people must be fabulously rich." This statement was made by someone to my right and this made me a bit depressed, for I was well-off from a to-do good family, but never think of spending that much.Back home my cousin grinned and pointed out a few successful looking people who he claimed were earning well but swimming in debt, talking about his own case, on how people manage credit, and how a country like USA operates on ever mounting credit and debt.The point he was making: they may be rich but they were far from wealthy.
Is there a difference?
Sure there is. If you don't believe me, look at the antonyms.The opposite of rich is poor.The opposite of wealthy is broke.
Being rich is just a function of how much you earn. But being wealthy is a function of how well you manage your money.
An example a little down south, Kanchi in TamilNadu. One might run accross an average person clad in Dhoti, walking on the street simple and humble. A by-passer like me wouldn't even bother to look out. But thats until one where to be told that he runs his own weaving firm which earns him a Gross profit (profit after taxes) of Rs 1 crore per annum. That's shocking and one needs to learn a lot on how he has managed to save and invest wisely enough to build on these earnings.
He is not just plain rich. He is wealthy.
Digging Deeper
A bit deeper thought as I also would do, the word ‘rich’ refers to money, whereas ‘wealth’ refers to something more than just money i.e. all the essentials in life - a total package of love, good health, good living, good job, great friends and loving family, spirituality, joy, peace of mind, plenty of time, combined with money and contentment with yourself and what you have. Being wealthy depends on what YOU believe is enough to make you happy, the amount is not the key.
Relativity Theory
This is something which happened on my way from Vizag to a small place in coastal Andhra, added some commentary from a similar article- As an educated person from a city, a well-paid professional. Say on the trip to a rural place to set eyes on the un-spoilt surroundings and one meets an elderly person, revered by all the locals
During the conversation, the leader shows interest to know more about you, the city and how wealthy one is - a matter of curiosity for him - a person from such a far off place to come and see him must have a lot of wealth!
One would probably flash one's E-services Nokia mobile, and digitl SLR, a Timex watch, nike shoes and all the designer brands one fancies. Then probably start talking about ones assets, cars, an excellent job. The elder nod’s his head in acceptance and then frowns in disappointment and looks to the other elders sitting beside, and starts a discussion with them. He comments on how many people he knows in his city and enquires about his social stature. For him we are extremely poor, because one's deprived off all he is revered for in his small village.
Now try to project the same to the millions of people who go to USA/UK or to that matter any country abroad for the making it big in life . They would be living the life facing lots of hardships, working it out in the toughest of conditions to earn those few extra dollars, back home they project themselves to be filthy rich. For example smaller cities in Punjab have the maximum number of Luxary cars in India, and these are funded by people who probably lived a tough life but show off a lot in there own back-yard. Owning a Merc is not a big deal abroad but is in India
Wealth is measured by everyone differently; each person has his/her own way of deciding how wealthy they are. Across countries and economies, what might be a luxury for some is not for others.
Someone once very rightly told that the difference between the rich and the wealthy is that the rich need to impress and the wealthy need to be impressed. In a way it does seem to be true. I've noticed many people who in order to keep up with the crowd or stand apart - try to impress by owning and driving a fancy car, live in a fancy house, wear fancy clothes and eat at fancy restaurants - anything to show that they are well off.The rich become flush with money in a number of ways. They may inherit it, earn it in a few short years as a professional sports player or entertainer, or invent a new technology that is worth millions, or simply earn it over many years as a professional or a business owner or in because they are lucky make it in real-estate, gambling or stocks. So with all this money, they buy assets, generally those that depreciate fast.
On the other hand, wealthy people buy assets that can be converted to other assets i.e. value-creating assets. Those assets can be tangible like your business, your second house and intangible, like your knowledge, skills or even peace of mind!
The difference between a wealthy person and someone who is simply rich is that a wealthy person has sustainable wealth. A wealthy person will always be wealthy, because he is planning for generations, whereas someone who is just rich will only be so for a short period of time until the money is exhausted.
Reality Check
Is one wealthy?
One may be earning a lot but what one does with the money is what matters. In fact, a person earning comparitively lesser might be wealthier simply because they know how to manage their money and you don't.
The first step is to how the cash flows are (Cash flow statement not required here!!)
Let's say one is earning Rs 50,000 a month. Definitely, you will be considered rich.
But what if 50% of that is spent on servicing your credit card debt, personal loan and home loan? And the balance is blown up on petrol, eating out, buying expensive gadgets and hectic socialising?
With all the earnings channelised towards loan repayments and lifestyle maintenance, one certainly is not wealthy; neither one is heading in that direction.
If one is spending the bulk of earnings, they are certainly not on way to being wealthy.
Wealthy people know how to make money. Once you have the know-how, you can build sustainable wealth. Wealthy know that money comes and money goes - it’s not a big deal. But they also know how to generate wealth, when it’s gone.The best example is written down in history, by the richest man who ever lived. He obtained his wealth through knowledge and valued knowledge more than wealth or money. That man was none other than King Solomon. He was extraordinarily wealthy, even by today’s standards. But he was also extremely wise, the wisest who ever lived.When he first became king, when God asked of him what he wanted, he asked not for riches, but for knowledge and wisdom. And throughout Solomon’s writings, he lists wisdom and knowledge as the two most important gifts to ask of God. God gave wisdom and knowledge to help create Solomon’s great wealth.
What will make you wealthy?
Understanding time value of money, depreciation of assets and a good understanding of asset classes is of outmost importance.
- To be wealthy, one should invest in assets that generate money.Land, homes, art, equity are all wealth building assets. One can get phenomenal returns from them over the long term.
- The value of assets like cars, bikes, televisions and electronic goods decreases over time. They are assets that depreciate in value. While one will spend some amount of money on them, one should also look at assets that appreciate in value over time.
- Other investments like bonds and fixed deposits will ensure money is returned but neednot be the best grosser.
- Gold, these days has seen imense appreciation and is also liquied. With a lot of gold locked in the lockers, Indians are a fag wealthier than many of their western counterparts.
Golden Rules
~ Live below one's means.
~ Budget the spending.
~ Save on taxes.
~ Have a planned, disciplined approach to investing money to maximizse value creation
~ Invest in future, knowldege and wisdom.
~ Value relationships they always pay, are intangible & invaluble of all the assets
Millionaires focus on building wealth, not consuming goods. They are also frugal, a quality that most non-millionaires don't possess
Rich or wealthy?
I figured I am neither :)
Being rich is having money to burn (which I don't have).
Being wealthy is not wanting to (and I do so badly want to!).
But I sure know where I am headed. Have you !!